/*
Theme Name: Metals.org
Theme URI: https://www.metals.org/
Author: Soni Web Graphics
Author URI: https://soniwebgraphics.com/
Description: Custom theme for Metals.org — a monthly gold, silver, bullion and collectible coin subscription brand. Every homepage section is editable in Appearance → Customize → Metals.org Homepage. Subscription plans and FAQs are managed as their own post types, menus are editable, and the dollar-cost averaging calculator is available anywhere via the [metals_calculator] shortcode. Includes styled blog, page, archive, search and 404 templates, WooCommerce support and automatic JSON-LD schema.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.6
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: metals
Tags: one-column, two-columns, right-sidebar, custom-logo, custom-menu, featured-images, theme-options, threaded-comments, translation-ready, e-commerce
*/


    :root {
      --navy: #071a2d;
      --navy-2: #0d263d;
      --blue: #1e5a8a;
      --gold: #c9a24a;
      --gold-2: #ead38a;
      --silver: #d8dce2;
      --silver-2: #f0f2f5;
      --warm: #f8f5ef;
      --charcoal: #202328;
      --muted: #687383;
      --white: #ffffff;
      --green: #1f7a55;
      --red: #7a2f2f;
      --border: rgba(7, 26, 45, .12);
      --shadow: 0 24px 80px rgba(7, 26, 45, .18);
      --radius-xl: 30px;
      --radius-lg: 22px;
      --radius-md: 16px;
      --max: 1180px;
    }

    * { box-sizing: border-box; }
    html { scroll-behavior: smooth; }
    body {
      margin: 0;
      font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
      color: var(--charcoal);
      background: var(--warm);
      line-height: 1.58;
      text-rendering: optimizeLegibility;
    }

    a { color: inherit; text-decoration: none; }
    img { max-width: 100%; height: auto; display: block; }
    .skip-link {
      position: absolute; left: -999px; top: 8px; background: var(--gold); color: var(--navy);
      padding: 10px 14px; border-radius: 999px; z-index: 1000; font-weight: 700;
    }
    .skip-link:focus { left: 12px; }
    .container { width: min(var(--max), calc(100% - 44px)); margin: 0 auto; }
    .eyebrow {
      display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px;
      border: 1px solid rgba(201, 162, 74, .36); color: var(--gold-2);
      background: rgba(201, 162, 74, .10); border-radius: 999px; font-weight: 600;
      font-size: 12px; text-transform: uppercase; letter-spacing: .08em;
    }
    .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 6px rgba(201, 162, 74, .14); }

    .topbar {
      background: var(--navy); color: rgba(255,255,255,.78); font-size: 13px;
      border-bottom: 1px solid rgba(255,255,255,.08);
    }
    .topbar .container { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
    .topbar b { color: #fff; font-weight: 600; }
    .topbar-links { display: flex; gap: 18px; white-space: nowrap; }
    .topbar-links a { color: rgba(255,255,255,.74); }

    .site-header {
      position: sticky; top: 0; z-index: 50; background: rgba(248, 245, 239, .90);
      backdrop-filter: blur(18px); border-bottom: 1px solid rgba(7,26,45,.08);
    }
    .nav { height: 120px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
    .logo { display: flex; align-items: center; gap: 12px; font-weight: 700; color: var(--navy); letter-spacing: -.04em; font-size: 24px; }
    .logo-mark {
      width: 42px; height: 42px; border-radius: 50%; background:
        radial-gradient(circle at 35% 30%, #fff7c7 0 12%, transparent 13%),
        linear-gradient(145deg, #e8c96e, #a77d20 58%, #f2db86);
      display: grid; place-items: center; box-shadow: inset 0 0 0 3px rgba(255,255,255,.25), 0 10px 25px rgba(201,162,74,.26);
      color: #5c4312; font-family: "Libre Baskerville", serif; font-weight: 500;
    }
    .logo span { color: var(--gold); }
    .logo img { max-height: 100px; }
    .site-nav-links { display: flex; align-items: center; gap: 22px; color: #425064; font-weight: 600; font-size: 14px; }
    .nav-actions { display: flex; align-items: center; gap: 10px; }
    .btn {
      display: inline-flex; align-items: center; justify-content: center; gap: 10px; border-radius: 999px;
      padding: 13px 20px; font-weight: 700; font-size: 14px; transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
      border: 1px solid transparent; cursor: pointer; white-space: nowrap;
    }
    .btn:hover { transform: translateY(-2px); }
    .btn-primary { background: var(--gold); color: var(--navy); box-shadow: 0 14px 30px rgba(201,162,74,.32); }
    .btn-primary:hover { background: #d5ae54; }
    .btn-secondary { background: rgba(255,255,255,.78); color: var(--navy); border-color: rgba(7,26,45,.12); }
    .btn-dark { background: var(--navy); color: #fff; box-shadow: 0 14px 30px rgba(7,26,45,.22); }
    .btn-outline { background: transparent; border-color: rgba(255,255,255,.24); color: #fff; }

    .hero {
      background:
        radial-gradient(circle at 12% 12%, rgba(201,162,74,.22), transparent 28%),
        radial-gradient(circle at 90% 12%, rgba(30,90,138,.34), transparent 32%),
        linear-gradient(135deg, #071a2d 0%, #0a2036 54%, #071525 100%);
      color: #fff; overflow: hidden; position: relative;
    }
    .hero-grid { min-height: 720px; display: grid; grid-template-columns: 1.04fr .96fr; gap: 54px; align-items: center; padding: 24px 0 24px; }
    h1, h2, h3 { margin: 0; line-height: 1.05; letter-spacing: -.025em; color: inherit; }
    h1 { font-size: clamp(28px, 4vw, 48px); margin-top: 22px; max-width: 800px; }
    .serif { font-family: "Libre Baskerville", Georgia, serif; letter-spacing: -.045em; font-weight: 500; }
    .hero p.lead { font-size: clamp(14px, 1.6vw, 18px); color: rgba(255,255,255,.80); max-width: 720px; margin: 24px 0 0; }
    .hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
    .hero-points { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin-top: 38px; max-width: 780px; }
    .hero-point { padding: 15px; border: 1px solid rgba(255,255,255,.12); background: rgba(255,255,255,.07); border-radius: 18px; color: rgba(255,255,255,.80); font-weight: 500; font-size: 13px; }
    .hero-point b { display: block; color: #fff; font-size: 15px; margin-bottom: 3px; }
    .hero-figure { margin: 0; position: relative; }
    .hero-figure img { border-radius: 38px; box-shadow: var(--shadow); border: 1px solid rgba(255,255,255,.14); }
    .visual-caption { margin-top: 14px; font-size: 12px; color: rgba(255,255,255,.55); font-weight: 500; text-align: center; }

    section { padding: 40px 0; }
    .section-header { max-width: 820px; margin-bottom: 38px; }
    .section-header.center { text-align: center; margin-left: auto; margin-right: auto; }
    .section-kicker { color: var(--gold); font-weight: 700; letter-spacing: .1em; text-transform: uppercase; font-size: 12px; margin-bottom: 12px; }
    h2 { font-size: clamp(22px, 2.6vw, 32px); margin-top: 22px; font-weight:600; }
    .section-header p { font-size: 18px; color: var(--muted); margin: 18px 0 0; }

    .as-seen { padding: 26px 0; background: #fff; border-bottom: 1px solid rgba(7,26,45,.08); }
    .trust-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
    .trust-chip { border: 1px solid rgba(7,26,45,.1); background: #fbfbfb; border-radius: 999px; padding: 10px 14px; font-weight: 600; color: #536071; font-size: 13px; }

    .answer-summary { background: #fff; padding: 68px 0; }
    .answer-box {
      border: 1px solid rgba(7,26,45,.10); border-radius: var(--radius-xl);
      background: linear-gradient(145deg, #ffffff, #f8f5ef); padding: 38px;
      box-shadow: 0 20px 70px rgba(7,26,45,.07);
    }
    .answer-box p { color: #425064; font-size: 19px; margin: 16px 0 0; }
    .answer-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 28px; }
    .answer-mini { background: #fff; border: 1px solid rgba(7,26,45,.09); border-radius: 18px; padding: 18px; }
    .answer-mini b { color: var(--navy); display: block; margin-bottom: 5px; }
    .answer-mini span { color: var(--muted); font-size: 14px; }

    .why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; align-items: stretch; }
    .comparison-card {
      border-radius: var(--radius-xl); padding: 34px; background: #fff; border: 1px solid var(--border);
      box-shadow: 0 18px 60px rgba(7,26,45,.06); position: relative; overflow: hidden;
    }
    .comparison-card.dark { background: linear-gradient(145deg, var(--navy), #0d2b47); color: #fff; }
    .comparison-card h3 { font-size: 28px; color: inherit; }
    .comparison-card p { color: var(--muted); margin: 12px 0 22px; }
    .comparison-card.dark p { color: rgba(255,255,255,.74); }
    .feature-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 13px; }
    .feature-list li { display: flex; gap: 11px; align-items: flex-start; color: #445268; font-weight: 500; }
    .comparison-card.dark .feature-list li { color: rgba(255,255,255,.88); }
    .check { flex: 0 0 auto; width: 22px; height: 22px; border-radius: 50%; display: inline-grid; place-items: center; background: rgba(201,162,74,.14); color: var(--gold); font-size: 13px; font-weight: 700; }
    .comparison-card.dark .check { background: rgba(201,162,74,.2); color: var(--gold-2); }

    .steps { background: #fff; }
    .steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
    .step-card {
      border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 26px;
      background: linear-gradient(180deg, #fff, #fbfbfc); min-height: 230px; position: relative; overflow: hidden;
    }
    .step-card::after { content: ""; position: absolute; width: 120px; height: 120px; background: rgba(201,162,74,.1); border-radius: 50%; right: -50px; top: -50px; }
    .step-num { width: 42px; height: 42px; border-radius: 14px; background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 700; margin-bottom: 24px; }
    .step-card h3 { color: var(--navy); font-size: 21px; }
    .step-card p { color: var(--muted); margin: 12px 0 0; font-size: 15px; }

    .plans { background: var(--warm); }
    .plan-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
    .plan-card {
      background: #fff; border: 1px solid var(--border); border-radius: 28px; padding: 24px;
      box-shadow: 0 20px 55px rgba(7,26,45,.06); display: flex; min-height: 560px; flex-direction: column; position: relative;
    }
    .plan-card.featured { background: linear-gradient(145deg, var(--navy), #123654); color: #fff; transform: translateY(-14px); border-color: rgba(201,162,74,.45); box-shadow: var(--shadow); }
    .badge { align-self: flex-start; padding: 6px 10px; border-radius: 999px; background: rgba(201,162,74,.16); color: #89651b; font-weight: 700; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 16px; }
    .featured .badge { color: var(--gold-2); background: rgba(201,162,74,.2); }
    .plan-image { border-radius: 20px; margin-bottom: 18px; border: 1px solid rgba(7,26,45,.06); }
    .plan-card h3 { color: inherit; font-size: 25px; }
    .plan-card p { color: var(--muted); margin: 12px 0 18px; }
    .featured p { color: rgba(255,255,255,.74); }
    .price { font-size: 15px; font-weight: 700; color: var(--navy); margin-top: 4px; }
    .featured .price { color: #fff; }
    .price b { font-size: 30px; letter-spacing: -.05em; }
    .plan-card ul { padding: 0; margin: 22px 0 26px; list-style: none; display: grid; gap: 10px; }
    .plan-card li { display: flex; gap: 10px; font-size: 14px; color: #536071; font-weight: 500; }
    .featured li { color: rgba(255,255,255,.84); }
    .plan-card .btn { margin-top: auto; width: 100%; }

    .education { background: linear-gradient(180deg, rgba(7,26,45,.03), transparent), #fff; }
    .education-grid { display: grid; grid-template-columns: .92fr 1.08fr; gap: 30px; align-items: center; }
    .edu-card { background: var(--navy); color: #fff; border-radius: var(--radius-xl); padding: 34px; box-shadow: var(--shadow); position: relative; overflow: hidden; }
    .edu-card::after { content: "$"; position: absolute; right: -4px; bottom: -52px; font-size: 220px; color: rgba(255,255,255,.04); font-weight: 700; line-height: 1; }
    .edu-card h2 { color: #ffffff; font-weight: 600; }
    .edu-card h3 { font-size: 36px; max-width: 440px; }
    .edu-card p { color: rgba(255,255,255,.74); font-size: 17px; margin: 18px 0 0; }
    .lesson-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .lesson { border: 1px solid var(--border); border-radius: 22px; padding: 22px; background: #fff; }
    .lesson h3 { color: var(--navy); font-size: 20px; }
    .lesson p { color: var(--muted); font-size: 14px; margin: 10px 0 0; }

    .dca { background: linear-gradient(135deg, #071a2d, #0d2b47); color: #fff; position: relative; overflow: hidden; }
    .dca::before { content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%; background: rgba(201,162,74,.12); right: -120px; top: -120px; }
    .dca-grid { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 36px; align-items: center; }
    .dca h2 { color: #fff; }
    .dca p { color: rgba(255,255,255,.74); font-size: 18px; }
    .metals-calculator-tool .calculator-card { background: rgba(255,255,255,.96); color: var(--navy); border-radius: var(--radius-xl); padding: 30px; box-shadow: var(--shadow); }
    .metals-calculator-tool .calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
    .metals-calculator-tool .field label { display: block; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: #687383; margin-bottom: 8px; }
    .metals-calculator-tool .field input, .metals-calculator-tool .field select { width: 100%; height: 52px; border-radius: 16px; border: 1px solid rgba(7,26,45,.16); padding: 0 15px; font: inherit; font-weight: 600; color: var(--navy); background: #fff; }
    .metals-calculator-tool .calc-result { margin-top: 18px; background: #f5f6f8; border: 1px solid rgba(7,26,45,.08); border-radius: 20px; padding: 20px; }
    .metals-calculator-tool .calc-result span { display: block; color: var(--muted); font-weight: 600; font-size: 13px; }
    .metals-calculator-tool .calc-result b { display: block; font-size: 40px; letter-spacing: -.06em; margin-top: 4px; }

    .ownership-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
    .ownership-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 28px; }
    .ownership-card h3 { color: var(--navy); font-size: 23px; }
    .ownership-card p { color: var(--muted); margin: 12px 0 0; }

    .trust-section { background: #fff; }
    .trust-panel { background: linear-gradient(145deg, var(--warm), #ffffff); border: 1px solid var(--border); border-radius: var(--radius-xl); padding: 44px; display: grid; grid-template-columns: .8fr 1.2fr; gap: 30px; align-items: start; box-shadow: 0 20px 70px rgba(7,26,45,.07); }
    .trust-panel h2 { font-size: clamp(22px, 2.6vw, 32px); }
    .trust-checks { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
    .trust-check { display: flex; align-items: flex-start; gap: 10px; background: #fff; border: 1px solid rgba(7,26,45,.08); border-radius: 18px; padding: 15px; font-weight: 600; color: #48566b; }

    .faq { background: var(--warm); }
    .faq-grid { display: grid; grid-template-columns: .74fr 1.26fr; gap: 32px; align-items: start; }
    .faq-list { display: grid; gap: 12px; }
    .faq-item { background: #fff; border: 1px solid var(--border); border-radius: 18px; padding: 18px 20px; box-shadow: 0 12px 30px rgba(7,26,45,.04); }
    .faq-item summary { cursor: pointer; font-weight: 700; color: var(--navy); }
    .faq-item p { margin: 12px 0 0; color: var(--muted); }

    .final-cta { padding: 96px 0; background: radial-gradient(circle at 18% 20%, rgba(201,162,74,.24), transparent 28%), linear-gradient(135deg, #071a2d, #0a2036); color: #fff; text-align: center; }
    .final-cta h2 { color: #fff; max-width: 880px; margin: 0 auto; }
    .final-cta p { color: rgba(255,255,255,.78); font-size: 19px; max-width: 720px; margin: 20px auto 30px; }
    .final-cta .hero-ctas { justify-content: center; margin-top: 0; }

    .site-footer { background: #010916; color: rgba(255,255,255,.62); padding: 56px 0 34px; }
    .footer-grid { display: grid; grid-template-columns: 1.2fr repeat(4, 1fr); gap: 26px; }
    .site-footer .logo { color: #fff; margin-bottom: 16px; }
    .site-footer h4 { color: #fff; margin: 0 0 14px; font-size: 14px; text-transform: uppercase; letter-spacing: .08em; }
    .site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; font-size: 14px; }
    .disclosure { margin-top: 36px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); font-size: 12px; color: rgba(255,255,255,.50); }

    @media (max-width: 1040px) {
      .site-nav-links { display: none; }
      .hero-grid, .education-grid, .dca-grid, .trust-panel, .faq-grid { grid-template-columns: 1fr; }
      .steps-grid, .plan-grid { grid-template-columns: repeat(2, 1fr); }
      .plan-card.featured { transform: none; }
      .footer-grid { grid-template-columns: repeat(2, 1fr); }
    }

    @media (max-width: 720px) {
      .container { width: min(100% - 28px, var(--max)); }
      .topbar .container { justify-content: center; text-align: center; }
      .topbar-links { display: none; }
      .nav { height: 68px; }
      .nav-actions .btn-secondary { display: none; }
      .logo { font-size: 20px; }
      .logo-mark { width: 36px; height: 36px; }
      section { padding: 66px 0; }
      .hero-grid { padding: 48px 0 68px; min-height: auto; }
      .hero-points, .steps-grid, .plan-grid, .lesson-grid, .ownership-grid, .trust-checks, .why-grid, .calc-row, .answer-grid { grid-template-columns: 1fr; }
      .answer-box, .comparison-card, .trust-panel, .edu-card { padding: 26px; }
      .footer-grid { grid-template-columns: 1fr; }
    }

/* ==========================================================================
   Monthly accumulation calculator
   ========================================================================== */

        .metals-calculator-tool {
          --navy: #071a2d;
          --navy-2: #0d263d;
          --gold: #c9a24a;
          --gold-2: #ead38a;
          --silver: #d8dce2;
          --warm: #f8f5ef;
          --charcoal: #202328;
          --muted: #687383;
          --white: #ffffff;
          --green: #1f7a55;
          --red: #9a3412;
          --border: rgba(7, 26, 45, .12);
          --shadow: 0 24px 80px rgba(7, 26, 45, .18);
          font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
          color: var(--charcoal);
          background: linear-gradient(135deg, #071a2d, #0d2b47);
          width: 100%;
          padding: 48px 20px;
          border-radius: 0;
          box-sizing: border-box;
        }

        .metals-calculator-tool *, .metals-calculator-tool *::before, .metals-calculator-tool *::after {
          box-sizing: border-box;
        }

        .metals-calculator-tool .metals-calc-wrap {
          max-width: 960px;
          margin: 0 auto;
          display: grid;
          grid-template-columns: 1fr;
          gap: 30px;
          align-items: start;
        }

        .metals-calculator-tool .metals-calc-copy {
          color: #fff;
          padding-top: 0;
          text-align: center;
          max-width: 760px;
          margin: 0 auto;
        }

        .metals-calculator-tool .metals-calc-kicker {
          color: var(--gold-2);
          font-weight: 900;
          letter-spacing: .1em;
          text-transform: uppercase;
          font-size: 12px;
          margin-bottom: 14px;
        }

        .metals-calculator-tool .metals-calc-copy h2 {
          margin: 0;
          font-size: clamp(22px, 2.6vw, 32px);
          line-height: 1.04;
          letter-spacing: -.055em;
        }

        .metals-calculator-tool .metals-calc-copy p {
          color: rgba(255, 255, 255, .76);
          font-size: 17px;
          line-height: 1.6;
          margin: 18px 0 0;
        }

        .metals-calculator-tool .calculator-card {
          background: rgba(255, 255, 255, .97);
          color: var(--navy);
          border-radius: 28px;
          padding: 28px;
          box-shadow: var(--shadow);
          border: 1px solid rgba(255, 255, 255, .7);
        }

        .metals-calculator-tool .calculator-card h3 {
          margin: 0;
          font-size: 28px;
          line-height: 1.1;
          letter-spacing: -.04em;
          color: var(--navy);
        }

        .metals-calculator-tool .calculator-card p {
          color: var(--muted);
          margin: 8px 0 0;
          line-height: 1.55;
        }

        .metals-calculator-tool .calc-row {
          display: grid;
          grid-template-columns: 1fr 1fr;
          gap: 14px;
          margin-top: 20px;
        }

        .metals-calculator-tool .field label {
          display: block;
          font-size: 12px;
          font-weight: 900;
          text-transform: uppercase;
          letter-spacing: .08em;
          color: var(--muted);
          margin-bottom: 8px;
        }

        .metals-calculator-tool .field input, .metals-calculator-tool .field select {
          width: 100%;
          height: 52px;
          border-radius: 16px;
          border: 1px solid rgba(7, 26, 45, .16);
          padding: 0 15px;
          font: inherit;
          font-weight: 800;
          color: var(--navy);
          background: #fff;
          outline: none;
        }

        .metals-calculator-tool .field input:focus, .metals-calculator-tool .field select:focus, .metals-calculator-tool .rate-presets input:focus-visible, .metals-calculator-tool .amortization-toggle:focus-visible {
          outline: 3px solid rgba(201, 162, 74, .4);
          outline-offset: 2px;
        }

        .metals-calculator-tool .rate-control {
          margin-top: 18px;
          padding: 18px;
          border: 1px solid rgba(7, 26, 45, .1);
          background: #f8f5ef;
          border-radius: 20px;
        }

        .metals-calculator-tool .rate-control-top {
          display: grid;
          grid-template-columns: 1fr 120px;
          gap: 14px;
          align-items: end;
        }

        .metals-calculator-tool .rate-control-title b {
          display: block;
          font-size: 16px;
          color: var(--navy);
        }

        .metals-calculator-tool .rate-control-title span {
          display: block;
          color: var(--muted);
          font-size: 13px;
          font-weight: 650;
          margin-top: 3px;
        }

        .metals-calculator-tool .rate-slider {
          display: grid;
          grid-template-columns: 1fr 78px;
          gap: 12px;
          align-items: center;
          margin-top: 16px;
        }

        .metals-calculator-tool .rate-slider input[type="range"] {
          width: 100%;
          accent-color: var(--gold);
        }

        .metals-calculator-tool .rate-readout {
          text-align: center;
          padding: 8px 10px;
          border-radius: 999px;
          background: var(--navy);
          color: #fff;
          font-weight: 900;
          font-size: 13px;
        }

        .metals-calculator-tool .rate-presets {
          display: flex;
          flex-wrap: wrap;
          gap: 8px;
          margin-top: 14px;
        }

        .metals-calculator-tool .rate-presets label {
          display: inline-flex;
          align-items: center;
          gap: 7px;
          min-height: 38px;
          padding: 8px 11px;
          border-radius: 999px;
          border: 1px solid rgba(7, 26, 45, .12);
          background: #fff;
          color: #475569;
          font-weight: 800;
          font-size: 13px;
          cursor: pointer;
        }

        .metals-calculator-tool .rate-presets input {
          accent-color: var(--gold);
        }

        .metals-calculator-tool .calc-warning {
          min-height: 18px;
          margin-top: 10px;
          color: var(--red);
          font-size: 12px;
          font-weight: 800;
        }

        .metals-calculator-tool .calc-result-grid {
          display: grid;
          grid-template-columns: 1fr 1fr;
          gap: 12px;
          margin-top: 18px;
        }

        .metals-calculator-tool .calc-result {
          background: #f5f6f8;
          border: 1px solid rgba(7, 26, 45, .08);
          border-radius: 20px;
          padding: 18px;
        }

        .metals-calculator-tool .calc-result.highlight {
          background: linear-gradient(145deg, rgba(201, 162, 74, .16), rgba(255, 255, 255, .96));
          border-color: rgba(201, 162, 74, .28);
        }

        .metals-calculator-tool .calc-result span {
          display: block;
          color: var(--muted);
          font-weight: 900;
          font-size: 12px;
          line-height: 1.35;
          text-transform: uppercase;
          letter-spacing: .06em;
        }

        .metals-calculator-tool .calc-result b {
          display: block;
          font-size: clamp(22px, 2.6vw, 32px);
          line-height: 1;
          letter-spacing: -.06em;
          margin-top: 8px;
          color: var(--navy);
          overflow-wrap: anywhere;
        }

        .metals-calculator-tool .calc-result small {
          display: block;
          color: var(--muted);
          font-weight: 650;
          line-height: 1.4;
          margin-top: 8px;
        }

        .metals-calculator-tool .calc-formula {
          margin-top: 14px;
          padding: 14px 16px;
          border-radius: 16px;
          background: rgba(30, 90, 138, .08);
          color: #41516a;
          font-size: 13px;
          font-weight: 700;
          line-height: 1.5;
        }

        .metals-calculator-tool .amortization {
          margin-top: 16px;
          border: 1px solid rgba(7, 26, 45, .1);
          border-radius: 20px;
          overflow: hidden;
          background: #fff;
        }

        .metals-calculator-tool .amortization-header {
          display: flex;
          align-items: center;
          justify-content: space-between;
          gap: 14px;
          padding: 14px 16px;
          background: #f7f8fa;
          border-bottom: 1px solid rgba(7, 26, 45, .08);
          font-weight: 900;
          color: var(--navy);
        }

        .metals-calculator-tool .amortization-toggle {
          appearance: none;
          border: 1px solid rgba(7, 26, 45, .14);
          background: #fff;
          color: var(--navy);
          border-radius: 999px;
          padding: 9px 12px;
          font: inherit;
          font-size: 12px;
          font-weight: 900;
          cursor: pointer;
        }

        .metals-calculator-tool .amortization-table-wrap {
          overflow-x: auto;
        }

        .metals-calculator-tool .amortization table {
          width: 100%;
          min-width: 680px;
          border-collapse: collapse;
          font-size: 13px;
        }

        .metals-calculator-tool .amortization th, .metals-calculator-tool .amortization td {
          padding: 12px 14px;
          text-align: right;
          border-bottom: 1px solid rgba(7, 26, 45, .07);
          white-space: nowrap;
        }

        .metals-calculator-tool .amortization th:first-child, .metals-calculator-tool .amortization td:first-child {
          text-align: left;
        }

        .metals-calculator-tool .amortization th {
          color: #64748b;
          font-size: 11px;
          text-transform: uppercase;
          letter-spacing: .06em;
          background: #fff;
        }

        .metals-calculator-tool .amortization tr:last-child td {
          border-bottom: 0;
        }

        .metals-calculator-tool .note {
          font-size: 11px;
          color: #7b8593;
          margin-top: 13px;
          line-height: 1.45;
        }

        @media (max-width: 860px) {
          .metals-calculator-tool .metals-calc-wrap {
            grid-template-columns: 1fr;
          }
        }

        @media (max-width: 560px) {
          .metals-calculator-tool {
            padding: 32px 14px;
            border-radius: 0;
          }

          .metals-calculator-tool .calculator-card {
            padding: 20px;
            border-radius: 22px;
          }

          .metals-calculator-tool .calc-row, .metals-calculator-tool .rate-control-top, .metals-calculator-tool .rate-slider, .metals-calculator-tool .calc-result-grid {
            grid-template-columns: 1fr;
          }

          .metals-calculator-tool .rate-readout {
            width: fit-content;
          }

          .metals-calculator-tool .amortization-header {
            align-items: flex-start;
            flex-direction: column;
          }
        }
      

/* ==========================================================================
   WordPress additions: menus, mobile nav, blog/page templates, core classes
   ========================================================================== */

/* Menus rendered by wp_nav_menu */
.site-nav-links ul, .topbar-links ul { list-style: none; margin: 0; padding: 0; display: flex; align-items: center; }
.site-nav-links ul { gap: 22px; }
.topbar-links ul { gap: 18px; }
.site-nav-links li { position: relative; }
.site-nav-links a { transition: color .15s ease; }
.site-nav-links a:hover, .site-nav-links .current-menu-item > a { color: var(--navy); }
.site-nav-links .sub-menu {
  position: absolute; top: 100%; left: -16px; min-width: 220px; display: none; flex-direction: column; align-items: stretch; gap: 0;
  background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 8px; box-shadow: 0 20px 50px rgba(7,26,45,.12); z-index: 60;
}
.site-nav-links li:hover > .sub-menu, .site-nav-links li:focus-within > .sub-menu { display: flex; }
.site-nav-links .sub-menu a { display: block; padding: 9px 12px; border-radius: 10px; }
.site-nav-links .sub-menu a:hover { background: var(--warm); }
.site-nav-links .sub-menu .sub-menu { top: -8px; left: 100%; }

.logo .site-title { font-size: 24px; font-weight: 800; color: var(--navy); }
.logo .custom-logo-link { display: block; }
.logo .custom-logo { max-height: 100px; width: auto; }

/* Mobile nav toggle */
.nav-toggle {
  display: none; width: 46px; height: 46px; border-radius: 14px; border: 1px solid rgba(7,26,45,.12);
  background: #fff; cursor: pointer; align-items: center; justify-content: center; padding: 0; color: var(--navy);
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  display: block; width: 20px; height: 2px; background: currentColor; border-radius: 2px; position: relative; transition: transform .2s ease, background .2s ease;
}
.nav-toggle span::before, .nav-toggle span::after { content: ""; position: absolute; left: 0; }
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }
.nav-open .nav-toggle span { background: transparent; }
.nav-open .nav-toggle span::before { transform: translateY(6px) rotate(45deg); }
.nav-open .nav-toggle span::after { transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 1040px) {
  .nav-toggle { display: inline-flex; }
  .site-nav-links {
    display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--border);
    box-shadow: 0 24px 40px rgba(7,26,45,.10); padding: 14px 22px 22px;
  }
  .nav-open .site-nav-links { display: block; }
  .site-nav-links ul { flex-direction: column; align-items: stretch; gap: 0; }
  .site-nav-links a { display: block; padding: 12px 4px; border-bottom: 1px solid rgba(7,26,45,.06); font-size: 16px; }
  .site-nav-links .sub-menu { position: static; display: flex; box-shadow: none; border: 0; padding: 0 0 0 16px; min-width: 0; }
  .site-nav-links .mobile-actions { display: flex; flex-direction: column; gap: 10px; margin-top: 16px; }
  .site-nav-links .mobile-actions .btn { width: 100%; }
}
.site-nav-links .mobile-actions { display: none; }
@media (max-width: 1040px) { .site-nav-links .mobile-actions { display: flex; } }

/* Admin bar offset for sticky header */
.admin-bar .site-header { top: 32px; }
@media (max-width: 782px) { .admin-bar .site-header { top: 46px; } }
@media (max-width: 600px) { .admin-bar .site-header { top: 0; } }

/* Hero H1 wrapper keeps original spacing */
.hero-figure img { width: 100%; }

/* Plans without images still align */
.plan-card .plan-desc > *:first-child { margin-top: 12px; }
.plan-card .plan-desc p { margin: 12px 0 18px; }
.plan-card .plan-image { width: 100%; object-fit: cover; aspect-ratio: 420 / 300; }

/* FAQ answer content from the editor */
.faq-item .faq-answer > *:first-child { margin-top: 12px; }
.faq-item .faq-answer p { margin: 12px 0 0; color: var(--muted); }

/* Footer extras */
.site-footer a { transition: color .15s ease; }
.site-footer a:hover { color: #fff; }
.footer-bottom { margin-top: 18px; font-size: 12px; color: rgba(255,255,255,.42); }
.site-footer .logo img { max-height: 80px; width: auto; }

/* ==========================================================================
   Inner pages (blog, pages, archives, search, 404)
   ========================================================================== */
.page-hero {
  background:
    radial-gradient(circle at 12% 12%, rgba(201,162,74,.22), transparent 28%),
    radial-gradient(circle at 90% 12%, rgba(30,90,138,.34), transparent 32%),
    linear-gradient(135deg, #071a2d 0%, #0a2036 54%, #071525 100%);
  color: #fff; padding: 72px 0 64px;
}
.page-hero h1 { margin-top: 14px; font-size: clamp(28px, 4vw, 44px); }
.page-hero .lead { color: rgba(255,255,255,.78); font-size: 17px; margin: 16px 0 0; max-width: 720px; }
.page-hero .entry-meta { color: rgba(255,255,255,.66); margin-top: 16px; font-size: 14px; font-weight: 500; }
.page-hero .entry-meta a { color: var(--gold-2); }

.content-section { padding: 64px 0 80px; }
.content-layout { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 40px; align-items: start; }
.content-layout.no-sidebar { grid-template-columns: minmax(0, 1fr); max-width: 860px; margin: 0 auto; }
.content-layout.full-width { grid-template-columns: minmax(0, 1fr); }

.content-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius-xl); padding: 44px;
  box-shadow: 0 20px 70px rgba(7,26,45,.06);
}
.entry-featured { margin: -44px -44px 34px; border-radius: var(--radius-xl) var(--radius-xl) 0 0; overflow: hidden; }
.entry-featured img { width: 100%; }

/* Typography for editor content */
.entry-content { color: #3a4658; font-size: 17px; line-height: 1.75; }
.entry-content > *:first-child { margin-top: 0; }
.entry-content h2, .entry-content h3, .entry-content h4, .entry-content h5, .entry-content h6 { color: var(--navy); margin: 1.6em 0 .55em; line-height: 1.2; }
.entry-content h2 { font-size: clamp(22px, 2.4vw, 30px); }
.entry-content h3 { font-size: 22px; }
.entry-content h4 { font-size: 18px; }
.entry-content p, .entry-content ul, .entry-content ol, .entry-content blockquote, .entry-content figure, .entry-content table, .entry-content pre { margin: 0 0 1.2em; }
.entry-content a { color: var(--blue); text-decoration: underline; text-decoration-color: rgba(30,90,138,.35); text-underline-offset: 3px; }
.entry-content a:hover { text-decoration-color: currentColor; }
.entry-content a.btn, .entry-content .wp-block-button__link { text-decoration: none; }
.entry-content ul, .entry-content ol { padding-left: 1.3em; }
.entry-content li { margin-bottom: .4em; }
.entry-content blockquote, .entry-content .wp-block-quote {
  border-left: 4px solid var(--gold); background: var(--warm); padding: 18px 24px; border-radius: 0 16px 16px 0; color: var(--navy); font-family: "Libre Baskerville", Georgia, serif; font-size: 18px;
}
.entry-content blockquote p:last-child { margin-bottom: 0; }
.entry-content cite { display: block; font-family: Inter, sans-serif; font-size: 14px; color: var(--muted); font-style: normal; margin-top: 8px; }
.entry-content img { border-radius: 16px; }
.entry-content table { width: 100%; border-collapse: collapse; font-size: 15px; }
.entry-content th, .entry-content td { padding: 12px 14px; border-bottom: 1px solid var(--border); text-align: left; }
.entry-content th { color: var(--navy); background: var(--warm); }
.entry-content pre, .entry-content code { background: #f3f4f6; border-radius: 8px; font-size: 14px; }
.entry-content code { padding: 2px 6px; }
.entry-content pre { padding: 16px; overflow-x: auto; }
.entry-content pre code { padding: 0; background: none; }
.entry-content hr { border: 0; border-top: 1px solid var(--border); margin: 2em 0; }
.entry-content .wp-block-button__link { background: var(--gold); color: var(--navy); border-radius: 999px; font-weight: 700; padding: 13px 22px; }
.entry-content .is-style-outline .wp-block-button__link { background: transparent; border: 2px solid var(--navy); color: var(--navy); }

/* WP core alignment & captions */
.alignleft { float: left; margin: .3em 1.6em 1em 0; }
.alignright { float: right; margin: .3em 0 1em 1.6em; }
.aligncenter { display: block; margin-left: auto; margin-right: auto; }
.alignwide { margin-left: -40px; margin-right: -40px; max-width: calc(100% + 80px); }
.alignfull { margin-left: -44px; margin-right: -44px; max-width: calc(100% + 88px); }
.wp-caption, .wp-block-image figcaption, figcaption { font-size: 13px; color: var(--muted); text-align: center; margin-top: 8px; }
.wp-caption { max-width: 100%; }
.screen-reader-text { border: 0; clip: rect(1px,1px,1px,1px); clip-path: inset(50%); height: 1px; margin: -1px; overflow: hidden; padding: 0; position: absolute; width: 1px; word-wrap: normal !important; }
.screen-reader-text:focus { clip: auto; clip-path: none; height: auto; width: auto; left: 8px; top: 8px; z-index: 1000; background: #fff; padding: 12px; }
.sticky .post-card-body { border-top: 4px solid var(--gold); }
.bypostauthor > .comment-body .comment-author b::after { content: " · Author"; color: var(--gold); font-size: 12px; }
.gallery { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.gallery-caption { font-size: 13px; }

.entry-footer { margin-top: 30px; padding-top: 20px; border-top: 1px solid var(--border); display: flex; flex-wrap: wrap; gap: 8px; }
.tag-chip { display: inline-block; border: 1px solid rgba(7,26,45,.1); background: var(--warm); border-radius: 999px; padding: 6px 12px; font-size: 13px; font-weight: 600; color: #536071; }
.tag-chip:hover { border-color: var(--gold); color: var(--navy); }
.page-links { margin-top: 24px; font-weight: 600; }

/* Post cards */
.post-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.content-layout.full-width .post-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.post-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; display: flex; flex-direction: column; box-shadow: 0 18px 50px rgba(7,26,45,.05); transition: transform .18s ease, box-shadow .18s ease; }
.post-card:hover { transform: translateY(-3px); box-shadow: 0 24px 60px rgba(7,26,45,.10); }
.post-card-thumb { aspect-ratio: 16 / 10; overflow: hidden; background: linear-gradient(145deg, var(--navy), #123654); display: grid; place-items: center; }
.post-card-thumb img { width: 100%; height: 100%; object-fit: cover; }
.post-card-thumb .thumb-mark { font-family: "Libre Baskerville", Georgia, serif; color: var(--gold-2); font-size: 44px; opacity: .8; }
.post-card-body { padding: 24px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.post-card .post-meta { font-size: 12px; font-weight: 700; color: var(--gold); text-transform: uppercase; letter-spacing: .08em; }
.post-card h2 { font-size: 21px; margin: 0; color: var(--navy); line-height: 1.25; }
.post-card p { margin: 0; color: var(--muted); font-size: 15px; }
.read-more { margin-top: auto; padding-top: 6px; font-weight: 700; color: var(--navy); font-size: 14px; }
.read-more::after { content: " →"; color: var(--gold); }

/* Pagination */
.pagination, .comments-pagination, .post-navigation { margin-top: 36px; }
.pagination .nav-links, .comments-pagination .nav-links { display: flex; flex-wrap: wrap; gap: 8px; justify-content: center; }
.pagination .page-numbers, .comments-pagination .page-numbers {
  min-width: 44px; height: 44px; padding: 0 14px; display: inline-flex; align-items: center; justify-content: center;
  border-radius: 999px; background: #fff; border: 1px solid var(--border); font-weight: 700; color: var(--navy);
}
.pagination .page-numbers.current, .comments-pagination .page-numbers.current { background: var(--navy); color: #fff; border-color: var(--navy); }
.pagination a.page-numbers:hover { border-color: var(--gold); }
.post-navigation .nav-links { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.post-navigation a { display: block; background: #fff; border: 1px solid var(--border); border-radius: 18px; padding: 18px 20px; height: 100%; }
.post-navigation a:hover { border-color: var(--gold); }
.post-navigation .nav-next { text-align: right; }
.post-navigation .meta-nav { display: block; font-size: 12px; text-transform: uppercase; letter-spacing: .08em; color: var(--gold); font-weight: 700; margin-bottom: 4px; }
.post-navigation .post-title { color: var(--navy); font-weight: 700; }

/* Sidebar & widgets */
.sidebar { display: grid; gap: 20px; position: sticky; top: 150px; }
.widget { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px; }
.widget-title, .widget .wp-block-heading { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; color: var(--gold); margin: 0 0 14px; font-weight: 700; }
.widget ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.widget li { color: var(--muted); font-size: 15px; }
.widget a { color: var(--navy); font-weight: 600; }
.widget a:hover { color: var(--blue); }
.widget select { width: 100%; height: 44px; border-radius: 12px; border: 1px solid var(--border); padding: 0 12px; font: inherit; }

/* Search form (theme + block) */
.search-form, .wp-block-search__inside-wrapper { display: flex; gap: 8px; }
.search-form label { flex: 1; }
.search-field, .wp-block-search__input {
  width: 100%; height: 48px; border-radius: 999px; border: 1px solid rgba(7,26,45,.16); padding: 0 18px; font: inherit; color: var(--navy); background: #fff;
}
.search-field:focus, .wp-block-search__input:focus { outline: 3px solid rgba(201,162,74,.35); outline-offset: 1px; }
.search-submit, .wp-block-search__button { border: 0; background: var(--gold); color: var(--navy); border-radius: 999px; padding: 0 20px; height: 48px; font: inherit; font-weight: 700; cursor: pointer; }
.page-hero .search-form { margin-top: 24px; max-width: 560px; }

/* Empty / 404 */
.empty-state { text-align: center; padding: 30px 10px; }
.empty-state .big { font-family: "Libre Baskerville", Georgia, serif; font-size: clamp(80px, 14vw, 160px); line-height: 1; color: var(--gold); opacity: .9; }
.empty-state h2 { color: var(--navy); margin-top: 10px; }
.empty-state p { color: var(--muted); max-width: 520px; margin: 14px auto 24px; }
.empty-state .search-form { max-width: 480px; margin: 0 auto 24px; }
.empty-state .hero-ctas { justify-content: center; margin-top: 10px; }
.btn-navy-outline { background: transparent; border-color: rgba(7,26,45,.2); color: var(--navy); }

/* Comments */
.comments-area { margin-top: 30px; }
.comments-title, .comment-reply-title { color: var(--navy); font-size: 24px; margin: 0 0 20px; }
.comment-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.comment-list .children { list-style: none; margin: 16px 0 0; padding-left: 28px; display: grid; gap: 16px; }
.comment-body { background: var(--warm); border: 1px solid var(--border); border-radius: 18px; padding: 20px; }
.comment-meta { display: flex; align-items: center; gap: 12px; margin-bottom: 10px; font-size: 14px; }
.comment-meta img { border-radius: 50%; }
.comment-author b, .comment-author .fn { color: var(--navy); font-style: normal; }
.comment-metadata, .comment-metadata a { color: var(--muted); font-size: 13px; }
.comment-content p { margin: 0 0 10px; color: #3a4658; }
.reply a { font-size: 13px; font-weight: 700; color: var(--blue); }
.comment-respond { margin-top: 30px; }
.comment-form { display: grid; gap: 14px; }
.comment-form label { display: block; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); margin-bottom: 6px; }
.comment-form input[type="text"], .comment-form input[type="email"], .comment-form input[type="url"], .comment-form textarea {
  width: 100%; border-radius: 14px; border: 1px solid rgba(7,26,45,.16); padding: 12px 15px; font: inherit; color: var(--navy); background: #fff;
}
.comment-form .comment-form-cookies-consent { display: flex; gap: 8px; align-items: center; }
.comment-form .comment-form-cookies-consent label { margin: 0; text-transform: none; letter-spacing: 0; font-weight: 500; }
.comment-form .submit { border: 0; background: var(--gold); color: var(--navy); border-radius: 999px; padding: 13px 22px; font: inherit; font-weight: 700; cursor: pointer; }

/* WooCommerce light touch */
.woocommerce .button, .woocommerce button.button, .woocommerce a.button, .woocommerce input.button { border-radius: 999px !important; background: var(--gold) !important; color: var(--navy) !important; font-weight: 700 !important; }
.woocommerce-account .woocommerce-MyAccount-navigation ul { list-style: none; padding: 0; display: grid; gap: 6px; }
.woocommerce-account .woocommerce-MyAccount-navigation a { display: block; padding: 10px 14px; border-radius: 12px; background: var(--warm); font-weight: 600; color: var(--navy); }
.woocommerce-account .woocommerce-MyAccount-navigation .is-active a { background: var(--navy); color: #fff; }

@media (max-width: 1040px) {
  .content-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
  .content-layout.full-width .post-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 720px) {
  .content-card { padding: 26px; }
  .entry-featured { margin: -26px -26px 24px; }
  .alignwide, .alignfull { margin-left: 0; margin-right: 0; max-width: 100%; }
  .post-grid, .content-layout.full-width .post-grid, .post-navigation .nav-links { grid-template-columns: 1fr; }
  .page-hero { padding: 52px 0 46px; }
  .alignleft, .alignright { float: none; margin: 0 0 1em; }
}

/* Fixes */
.metals-calculator-tool .metals-calc-wrap { grid-template-columns: minmax(0, 1fr); }
.metals-calculator-tool .calculator-card { min-width: 0; }
@media (max-width: 1040px) {
  .site-nav-links .mobile-actions .btn { display: flex; border-bottom: 0; padding: 13px 20px; font-size: 15px; }
}
.entry-content .metals-calculator-tool { border-radius: 24px; padding: 28px 18px; margin: 0 0 1.2em; }
.entry-content .metals-calculator-tool h3 { margin: 0; }